Thursday July 29, 2010
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College Knowledge
Smarter Kids, Smarter Parents, Smarter College Days!
Thursday July 29, 2010
Check out the site's
top 100 article listing
Smarter Kids, Smarter Parents, Smarter College Days!
Welcome To College Knowledge!
Lazy British journalists are still reciting that the average graduate starting salary is still around £25,000. At Cashzilla, we're not entirely sure where they get this figure as most graduates start well below this - sometime as low as £12,000. that's not much money at all when you owe more that that in student debt.
But still as unimaginative schools and parents coax their kids into three (or more) years of vacant academia, it takes a gutsy 18 year old to take a long term approach to what they may wish to do with their life.
It is true that there will always be careers that demand a university education, but many young people get pushed on to the higher education conveyer belt, without any idea of what they're doing there. If there was a booming graduate jobs market at the end of the production market - vacant graduates would be fine.
But there are real concerns about how crowded the universities are becoming and how students are managing their finances. It is a phenomenal burden to allow students to borrow such significant amount of money and then watch them struggle for employment upon graduation. Even when they get a job, many find it doesn't meet the high expectations pumped into them at university. No wonder the "quarter life crisis" has become a lifestyle segment.
If you are a student, graduate or university virgin, you must read Damian Barr's article "Crying on the inside" from Times Online (http://www.timesonline.co.uk/article/0,,8123-1093294,00.html), it's a superb summary of life as a British twenty-something. On a slightly more practical, but just as constructive note, there is an abundance of advice and support available on the internet. Support for learning is a superb site (http://www.support4learning.org.uk/money/index.htm) and moneynet offers an excellent student finance guide (http://www.moneynet.co.uk/student-finance-guide/index.shtml), but don't get distracted by searching for additional loans and credit cards!
By all means go to university and have lots of fun, but bear in mind that the graduate market is hugely competitive ? and again ? t h e g r a d u a t e m a r k e t i s h u g e l y c o m p e t i t i v e. We would rather see young people take some time out to work, travel and gain experience before embarking on a hedonistic journey of sex, drugs and rock and roll. Yes you have the right to an education, but remember that education does not always lead to freedom, especially with the current price of a degree.
Rachel writes for the personal finance blog Cashzilla.
Rachel lives in Edinburgh (currently over-run with tourists) with Cat, blonde Andy and brunette Andy.
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College Residence Life Staff: Speak to Gain Respect
Should, Have to: These come across as condescending. Instead of telling people what they should do, offer suggestions. Then let them decide.
So...why does this happen? There are plenty of reasons why poor little freshmen come in skinny (I know... we'll have to make believe they came in skinny to begin with) and go back home after year one weighing in twenty pounds heavier. For the nerds, studying means munching. Chemistry? Not without chips. Pizza? Yeah, it helps with the math. This is all due to stress that accumulates with the pressure of performing well and acing those exams. Stress leads to "false" hunger; false because you're not really hungry and just need to do SOMETHING to keep from going crazy. Couple this with the fact that you are now on your own (for all of those out-of-towners). Fast food quickly becomes your best friend as its time efficient (even though you procrastinate so that's really pointless) and keeps the need for cooking knowledge at a basic minimum. Why study the art of making some rice when you can just by a cheeseburger at McDonald's?
Balancing College Life and Academics
Organization and time management skills are two of the most valuable skills you will ever have. One of the first things you should do at the beginning of each semester is organize the dates of all class tests and project deadlines from each syllabus, and all required meetings and events from each organization. All obligations should then be logged into a centralized schedule you keep at all times, such as a daily planner, desk calendar, or even a PDA (personal digital assistant). For the next 4 months, you now know exactly what you must schedule the rest of your life around.
Saving For College - Your Number Two Priority
Planning for college can begin as early as birth, and for that matter, even before birth. Financial planning in the early years can make all the difference in the world when it comes time to have to cough up all that cash! The following are some of the best ways to save for college:
College Study Tips: Work Smarter, Not Harder
Establish Successful Habits. Here's a simple formula: Successful habits lead to success and unsuccessful habits lead to failure. Commit to studying by establishing a set time and place. Eliminate distractions, turn off your cell phone and for that time period dedicate 100 percent of your energy to learning.
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Accredited Online Universities - Getting Good Grades
Attend the orientation and any study sessions offered by the university, if at all possible. Instructors offer valuable information in these sessions. Utilize on campus resources such as the college library and computer lab. Many schools offer online resources, such as online libraries and tutoring for distance learning students. Take advantage of all resources your school has to offer to get the most out of your education.