Thursday January 08, 2009
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Smarter Kids, Smarter Parents, Smarter College Days!
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Lazy British journalists are still reciting that the average graduate starting salary is still around £25,000. At Cashzilla, we're not entirely sure where they get this figure as most graduates start well below this - sometime as low as £12,000. that's not much money at all when you owe more that that in student debt.
But still as unimaginative schools and parents coax their kids into three (or more) years of vacant academia, it takes a gutsy 18 year old to take a long term approach to what they may wish to do with their life.
It is true that there will always be careers that demand a university education, but many young people get pushed on to the higher education conveyer belt, without any idea of what they're doing there. If there was a booming graduate jobs market at the end of the production market - vacant graduates would be fine.
But there are real concerns about how crowded the universities are becoming and how students are managing their finances. It is a phenomenal burden to allow students to borrow such significant amount of money and then watch them struggle for employment upon graduation. Even when they get a job, many find it doesn't meet the high expectations pumped into them at university. No wonder the "quarter life crisis" has become a lifestyle segment.
If you are a student, graduate or university virgin, you must read Damian Barr's article "Crying on the inside" from Times Online (http://www.timesonline.co.uk/article/0,,8123-1093294,00.html), it's a superb summary of life as a British twenty-something. On a slightly more practical, but just as constructive note, there is an abundance of advice and support available on the internet. Support for learning is a superb site (http://www.support4learning.org.uk/money/index.htm) and moneynet offers an excellent student finance guide (http://www.moneynet.co.uk/student-finance-guide/index.shtml), but don't get distracted by searching for additional loans and credit cards!
By all means go to university and have lots of fun, but bear in mind that the graduate market is hugely competitive ? and again ? t h e g r a d u a t e m a r k e t i s h u g e l y c o m p e t i t i v e. We would rather see young people take some time out to work, travel and gain experience before embarking on a hedonistic journey of sex, drugs and rock and roll. Yes you have the right to an education, but remember that education does not always lead to freedom, especially with the current price of a degree.
Rachel writes for the personal finance blog Cashzilla.
Rachel lives in Edinburgh (currently over-run with tourists) with Cat, blonde Andy and brunette Andy.
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On-line Universities and Degrees - Find the Right One for You
Find out the requirements for admission into the program. Each university has its own set of regulations. All schools will want to see your transcripts from high school or college. Some will ask for test scores as well. Make sure you can meet the minimum requirements for admission before you apply. Gathering the necessary documentation before beginning the application process will save time later.
Why are Some Online Degree Colleges Better than Others?
For one thing, different online colleges are accredited by different authorities. Therefore, it is important to find out whether the degrees offered are actually accredited by the relevant educational association for your particular state. Otherwise, you may end up having a degree that is not valid and be rejected by your employers. There are also times when colleges may be in the process of getting accredited. Therefore, this information is important to you as their applications for accreditation may be rejected by the authorities later.
Oustanding Business Professors at WVU, Part 1
"When I teach a class, I am also learning from my students," said Bone. "New ideas are always around, and seeing things through different sets of eyes keeps my material from having hard, fast answers."
Submitting The College Application
The correct order is: (1) The application is first (2) followed by the essays, which should be attached to the application unless there are specific instructions to the contrary; (3) Next is the resume, which should be stapled together, but not to the application or the essays; (4) The special essay(s) follow and should be paper clipped to the resume as opposed to being stapled to it. Attach a large paper clip to all of the above to ensure everything stays in the proper order, and then send the entire package overnight or 2nd day with a signature guarantee. Whew!
PCDI - The College and University Alternative for Working Professionals Pursuing Their Degrees
Are you a college dropout? Are you tired of being passed over for promotions because you don't have your college "degree"? How many times have you wanted to apply for a job, but the ad said "no need to apply unless you have a degree"?
Writing Effective (and Requisite) Essay Openers
Our goal, then, is to have as large and widespread a readership as possible-to hook as many browsers as we can-with an effective opener (also known as an introduction). We therefore must engage, first, before we entertain, educate, or inform.
Why Study the Flows of Civilization?
There is no reason we cannot fix the flows, refine the system and give this greatest gift ever to the rest of the world. Every one wins. There is also no reason why it cannot work. Such a set of systems and methods, franchise so to speak, will unite the world and set us on course for another 200 years of prosperity. There is no reason that in 1000 years we cannot look back and say that in this period we launched the human race on a course that changed the world. There is no reason not to start today and complete this project and set the course within our lifetime. Therefore without a reason not to complete this project it would behoove this species to get busy and get it done. This in depth study will give 10 or more pages (chapters) to each of the flows listed above. Where we have done well, where we could improve and observations of the absurdity of political correctness. For us to fix the World, we in the US must lead by example, fix America and simultaneously admit our own mistakes and use that knowledge to fix the world. Our goal is to fix the World, but unfortunately there are so many barriers and restrictions to doing so or assisting in the process that we must first fix the flows first and then let the flows help us as we fix the world. You cannot fix the world or convince others to join your cause if they are hateful, starving, suffering, at war, caught up in religious fanaticism or un yielding in their current point profiting in the obstruction of flow.